This is a legally binding agreement between you, the user, and Tata Capital Limited and all its subsidiaries (“We”/ “us”/ “the Companies”), establishing the Terms and Conditions (“Terms”) under which any service offered by Tata Capital Wealth (“Portal”) may be used/accessed.

Modifications to these Terms

We may make changes to these Terms from time to time at our sole discretion, by updating and posting the revised Terms on this Portal. Accordingly, when you visit this Portal you should periodically check to see if a new version of these Terms has been posted.

Content

This Portal contains a variety of information and content, including but not limited to copyrighted material, such as information, text, directories, graphics, photographs, illustrations, images, video and audio clips, sound clips, advertising and promotional materials, data, software, compilations, designs, graphical interface, and overall "look and feel," trademarks, logos, trade names, service marks, and trade identities, whether registered or unregistered (collectively the "Trademarks"), and other forms of information and intellectual property (all of the foregoing collectively and individually are referred to as "Content").

Accuracy of Information

You will use the Portal only with your User ID and password and you will not impersonate any person or entity, or falsely state or otherwise misrepresent your identity or any information you submit to the Portal. You agree to provide true, accurate, current, and complete information about yourself, and, as permitted, to maintain and update it continuously and promptly to keep it true, accurate, current and complete. We shall not be responsible for any failed login due to incorrect details being provided by you.

Password Obligations

You agree to accept responsibility for all activities that occur under your User ID and Password. You are responsible for maintaining the confidentiality of your Password, and for restricting access to your computer so that others may not access the Portal in your name and under your User ID and Password. You agree to immediately notify us of any unauthorized use of your User ID or Password or any other breach of security. We shall not be liable for any loss or damage arising from your negligence or failure to comply with any of the foregoing obligations.

Links to Other Sites

The Portal may provide links to other web sites and/or resources (including advertisements) that we do not maintain or are not under our control ("Third Party Web Sites"). Your dealings with such Third Party Web Sites are solely between you and such third parties. We are not responsible for, and we make no representations or warranties with respect to, the content, products, services, personal information practices, ownership, or legality of any such linked Third Party Web Site unless expressly stated by us. Your use of such Third Party Web Sites is subject to the terms and conditions established by such third parties, and we encourage you to review their user terms and privacy policies before you use their services. Your access to and use of such Third Party Web Sites is solely at your own risk, and you agree that we will not be responsible or liable for any loss or damage of any sort that you may suffer as the result of your dealings with such Third Party Web Sites.

Site Availability

We do not warrant or guarantee any uninterrupted or error-free operation of this site or any portion thereof and will use reasonable efforts to maintain its operation and availability. The full range of services of this Portal may not be available in all locations. You acknowledge that functions of this Portal would require an active internet connection which can be Wi-Fi or the Local Area Network (LAN) connection. Tata Capital Limited and its subsidiaries do not assume any responsibility/liability if the Portal is not fully functional due to absence/ insufficiency of the required internet connection. Tata Capital Limited and or its subsidiaries will not be concerned with any dispute between the user and the Internet Service Provider and/or any third party providing the internet connection or any other services responsible to run the Portal. We do not undertake any liability/ responsibility to you for any disruption in any of the transactions undertaken on the Portal or in case any transaction or payment is unsuccessful or interrupted whether due to any insufficient network/ internet connection or any lapses or shortcomings in any of the Third Party Websites/hosts/ servers or otherwise.

Intellectual Property Rights

All the information provided on or via this Portal (including all texts, graphics, design or logos) shall be the intellectual property of Tata Capital Limited and or its subsidiaries/ affiliates. You agree not to copy, forward, download or share content without obtaining the necessary rights or permissions to do so. You also agree not to abuse the use of this Portal.

Sharing and Using Personal Information

You agree that Tata Capital Limited or its subsidiaries/ affiliates or their employees or agents may share all information and details as provided by you in your application in relation to your existing loans and/ or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies etc. for customer verification, personalisation of products and services, credit rating, data enrichment, marketing or promotion of the products or services of Tata Capital Limited or their subsidiaries/ affiliates or of any other service provider. You agree that you consent to receiving any other information through telephone/ e-mail/ SMS/WhatsApp for marketing purposes from any of Tata Capital Limited/its subsidiaries or other service provider even though your name appears in the National Customer Preference Registry (Do Not Disturb Registry). You expressly agree that any such calls/SMS/e-mails/WhatsApp messages will not cause any inconvenience to you or your family members. You expressly and irrevocably consent that for any claim against the service providers, Tata Capital Limited or its subsidiaries/affiliates shall not be liable and your claim on this account shall be against the service providers and/or tele-callers. You agree to the use of WhatsApp or other applications for communication or sharing of information or documents or for sending notices, agree to abide by the terms and conditions of such applications and agree to the risks associated with such applications or sharing of information or issuance of notices through them.

Modification or Suspension of the Portal or Access

Tata Capital Limited and its subsidiaries reserves the right, in its sole discretion, to modify or discontinue the Portal, or any portion of the Portal, without notice to you or any third party. We also may, in our sole discretion, refuse or restrict anyone from access to the entire Portal or any portion of the Portal.

Indemnity

You agree to indemnify Tata Capital Limited and its subsidiaries/ affiliates and their respective employees, officers, directors against all or any claim, including but not limited to damages, costs, expenses, as a result of such claim, with regard to all actions, proceedings, costs, damages, losses, expenses, penalties, claims, demands and liabilities howsoever arising from any breach of these Terms.

Governing Law

This Portal and the terms and conditions shall be governed by and construed in accordance with all applicable laws of India, unless stated otherwise. All disputes arising out of or in connection with these terms and conditions or use of this Portal shall be submitted to the exclusive jurisdiction of the courts of Mumbai. The Governing Law shall be Indian Law.